YOUR TEAM ON YOUR SIDE

About

OUR MISSION

The goal of our solutions is to keep our clients free to pursue those activities which helped them to generate their wealth and enjoy their lifestyle.

Best Advice, Best Practice.

Our vision is to take the role of a trusted professional who helps you manage your wealth and assets.

As an independent organization, Retirement Peace Roadmap can offer unbiased advice without conflict of interest arising from the need to prioritize proprietary financial products.

If a company suggests the purchase of a proprietary product, such as a mutual fund or a bond, in the knowledge that they will receive a direct and upfront commission, can their financial suggestion be truly fair and beneficial to the client?

We believe in the fiduciary model of disclosure and that transparency is always in the “best interests of the client.”

Our Standard of Care

All financial planning services follow these specific standards:

  • Put the client’s best interests first
  • Act with due care and in utmost good faith
  • Do not mislead clients
  • Provide full and fair disclosure of all material facts
  • Adhere to a code of ethics that reflects a commitment to help clients achieve their life goals, and disclose and fairly manage all material conflicts of interest.

OUR TEAM

Don Moore

Registered Financial Consultant & Certified Estate and Trust Specialist

“The Gulf Coast’s Retirement Specialist”, Don Moore, RFC®, CES, is a veteran of the industry and the most thorough retirement and tax planner in the Northwest Florida and Southwest Alabama areas. He is the founder of Retirement Peace Roadmap in Pensacola, Florida, and as a Registered Financial Consultant® and Certified Estate and Trust Specialist, Moore has spent several years specializing in the creation of innovative tax and investment solutions to help his clients.

His strategies include creating significant tax reductions on retirement plans, applying portfolio optimization techniques, and generating failsafe retirement income strategies that are personalized to fit each individual, family, or business. Moore has also developed strategies that focus on the preservation of assets and protecting investment portfolios through intelligent tax planning. His tax advisory services include several proven tax reduction strategies that help his clients to pay the lowest possible tax allowed by the IRS.

According to Moore, “The strategies we employ must produce the desired effect. The ultimate outcome must be to protect the client’s investment while making their desired retirement lifestyle possible.”

Moore uniquely works with retirees and pre-retirees that meet very specific qualifications. He does this because he understands that the investment mindset must change when a person enters retirement or begins to plan for retirement.

“My expertise is helping clients understand the need for that kind of portfolio shift.”

Moore’s financial planning strategies have proven successful for hundreds of clients throughout the area over the past 10 years. His knowledge of the industry and his experience allow him to help his clients truly experience financial security and freedom.

  • Scott McCaghren

    Managing Director & Registered Financial Consultant®

    A native of Montgomery, Ala., Scott McCaghren has almost a decade of experience in the financial sector.

    As a Registered Financial Consultant® and Investment Advisory Representative with Retirement Peace Roadmap, Scott is responsible for actively managing multiple portfolio styles and strategies for a substantial amount of assets in the equity market, while also handling business operations.

    Scott is not only a skilled and experienced investor, but has also spent much of his time teaching others how to succeed in the financial market through in-person classes, as well as online webinars.

    He is a graduate of Auburn University with a Bachelor of Science in Business Administration with a major in Marketing.

  • Patty Pemberton

    Vice President of Operations

    Patricia “Patty” Pemberton joined the staff of Retirement Peace Roadmap in October of 2013. She brought with her 20 years of experience as an Operations Manager for the National Electrical Contractors Association in Pleasanton, California, where she excelled in all areas of executive support, office management, funds administration, accounting, personnel, and member/client relations.

    In 1998, she moved back to Pennsylvania and gathered 14 more years of professional experience as the Office Manager for Local Union 385 of the International Brotherhood of Electrical Workers. She utilized her experience and skills to assist their team in the setup and management of operations for a newly chartered Local Union office. Patty and her husband now live in beautiful Lillian, Ala.

    As the Vice President of Operation at Retirement Peace Roadmap, Patty Pemberton is responsible for schedule coordination and providing excellent customer service to all of Don’s clients.

  • Virginia Shelby

    Certified Public Accountant & Certified Tax Coach

    Virginia Shelby was born and raised in Escambia County, Fla. and graduated from the University of West Florida. She then moved to Atlanta, Ga. where she attended Kennesaw University and received her qualifications to become a CPA. Virginia worked for a CPA in the metro Atlanta area and a tax attorney in the North Georgia Mountains where she became proficient in tax resolution. She has almost 20 years of experience in tax return preparation.

    As a Certified Public Accountant and one of 200 Certified Tax Coaches across the U.S.A., Virginia works with Retirement Peace Roadmap clients in the area of tax planning to achieve the lowest legal tax liability possible. Virginia believes proper tax planning, as opposed to just tax preparation, can save clients thousands of dollars in tax by taking advantage of legal deductions and timing to maximize their tax savings.

    The IRS admits that taxpayers overpay their taxes by as much as $8 billion dollars each year because they do not understand the deduction and “legal loopholes” available to them. Virginia works with small businesses and individuals to show them ways they can legally save on taxes. She’s the “Georgia Bulldog” who will fight in your corner should you have problems with the IRS during the process, and she’s the “Florida Gator” who will take a bite out of your tax bill.

    Ms. Shelby has helped dozens of people throughout the area save on their taxes and is a contributing author of the book “Why Didn’t My CPA Tell Me That?”— proven strategies to legally minimize your taxes and help you to keep more of what you earn.

  • Barbara Keene

    Bookkeeper

    Barbara Keene joined Retirement Peace Roadmap in January of 2012 as the assistant to Virginia Shelby, our CPA and Certified Tax Coach. Barbara brings organizational skills to keep the tax side of the business running smoothly. She does bookkeeping for several of our business clients.

    Barbara earned her bachelor’s degree from the Atlanta Art Institute in Fashion Merchandising and uses those marketing skills to assist in making Retirement Peace Roadmap a place where clients can feel like family.

    Barbara was born and raised in Escambia County, Fla., but moved away for several years to Atlanta and then to Las Vegas where she spent 10 years before coming back home. She enjoys cooking and spending time with her husband while not at work.

Scott McCaghren

Managing Director & Registered Financial Consultant®

A native of Montgomery, Ala., Scott McCaghren has almost a decade of experience in the financial sector.

As a Registered Financial Consultant® and Investment Advisory Representative with Retirement Peace Roadmap, Scott is responsible for actively managing multiple portfolio styles and strategies for a substantial amount of assets in the equity market, while also handling business operations.

Scott is not only a skilled and experienced investor, but has also spent much of his time teaching others how to succeed in the financial market through in-person classes, as well as online webinars.

He is a graduate of Auburn University with a Bachelor of Science in Business Administration with a major in Marketing.

Patty Pemberton

Vice President of Operations

Patricia “Patty” Pemberton joined the staff of Retirement Peace Roadmap in October of 2013. She brought with her 20 years of experience as an Operations Manager for the National Electrical Contractors Association in Pleasanton, California, where she excelled in all areas of executive support, office management, funds administration, accounting, personnel, and member/client relations.

In 1998, she moved back to Pennsylvania and gathered 14 more years of professional experience as the Office Manager for Local Union 385 of the International Brotherhood of Electrical Workers. She utilized her experience and skills to assist their team in the setup and management of operations for a newly chartered Local Union office. Patty and her husband now live in beautiful Lillian, Ala.

As the Vice President of Operation at Retirement Peace Roadmap, Patty Pemberton is responsible for schedule coordination and providing excellent customer service to all of Don’s clients.

Virginia Shelby

Certified Public Accountant & Certified Tax Coach

Virginia Shelby was born and raised in Escambia County, Fla. and graduated from the University of West Florida. She then moved to Atlanta, Ga. where she attended Kennesaw University and received her qualifications to become a CPA. Virginia worked for a CPA in the metro Atlanta area and a tax attorney in the North Georgia Mountains where she became proficient in tax resolution. She has almost 20 years of experience in tax return preparation.

As a Certified Public Accountant and one of 200 Certified Tax Coaches across the U.S.A., Virginia works with Retirement Peace Roadmap clients in the area of tax planning to achieve the lowest legal tax liability possible. Virginia believes proper tax planning, as opposed to just tax preparation, can save clients thousands of dollars in tax by taking advantage of legal deductions and timing to maximize their tax savings.

The IRS admits that taxpayers overpay their taxes by as much as $8 billion dollars each year because they do not understand the deduction and “legal loopholes” available to them. Virginia works with small businesses and individuals to show them ways they can legally save on taxes. She’s the “Georgia Bulldog” who will fight in your corner should you have problems with the IRS during the process, and she’s the “Florida Gator” who will take a bite out of your tax bill.

Ms. Shelby has helped dozens of people throughout the area save on their taxes and is a contributing author of the book “Why Didn’t My CPA Tell Me That?”— proven strategies to legally minimize your taxes and help you to keep more of what you earn.

Barbara Keene

Bookkeeper

Barbara Keene joined Retirement Peace Roadmap in January of 2012 as the assistant to Virginia Shelby, our CPA and Certified Tax Coach. Barbara brings organizational skills to keep the tax side of the business running smoothly. She does bookkeeping for several of our business clients.

Barbara earned her bachelor’s degree from the Atlanta Art Institute in Fashion Merchandising and uses those marketing skills to assist in making Retirement Peace Roadmap a place where clients can feel like family.

Barbara was born and raised in Escambia County, Fla., but moved away for several years to Atlanta and then to Las Vegas where she spent 10 years before coming back home. She enjoys cooking and spending time with her husband while not at work.